We just got a new client debtdonkeys.com. I’m not going to link it because it’s not done but I’ve learned so much from this client I can’t help but make some comments.
I’m not in debt and never have been because I don’t like the credit card companies or really anybody who wants to charge me interest on my money. The only loan I’ve ever had was when I was 21 and “had” to have a 300zx (does that date me?). I’ve always wondered why my credit score wasn’t higher because I’m completely debt free and make a reasonable salary so why the hell should my credit score be low? Right? I find out it’s because I’m not in debt! Did you know the credit agencies rank you higher if you don’t make your payments exactly on time and you carry a debt balance? Yup that’s right they know they can make money off of you so they will give you a bigger credit limit.
It really sickens me to think that the credit companies have that much power over most of America, if you’re not in bed with them you don’t count and if you are in bed with them you have a high credit score but you are paying an average of 17% of your income for it.
so here is my guide to living debt free.
I have tons more to say but not enough time and this really doesn’t fit my blog content. I hope it helps a few. Good luck
a@href@title, b, blockquote@cite, em, i, strike, strong, sub